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The CVR (Collateral Valuation Report) is a new type of appraisal that combines statistical analysis with an appraiser's opinion to provide a report that is quicker for the appraiser to prepare than a conventional appraisal but with a higher quality than a Broker's Price Opinion (BPO) or Automated Valuation Model (AVM - like Zillow). These are used for owners looking to have an idea of their properties value and lenders doing asset management second mortgages - lines of credit (HELOC). The three types and fees are:

CVR - Executive Summary Report – Desktop                         Fee:                       $159

                The appraisal is done based existing county assessor’s data along with any available MLS data on the subject. No physical inspection of the subject or comparables is done. Subject photos are taken from satellite imagery. The comparable photos are taken from the MLS. Normal Turn Time is 2 business days.

CVR - Executive Summary with Street and Exterior Photo  (Drive-by)    Fee:        $199

                The appraisal is done based on county assessor’s data along with any available MLS data on the subject. A “Drive-by” inspection of the subject is done with the inspection limited to what can be observed from the street. A photo of the front and the street is included along with satellite imagery. Comparable photos are taken from the MLS. Normal turn time is 3 business days.

Executive Summary with Interior Inspection                             Fee:                       $279

                The appraisal is done based on the county assessor’s data along with any available MLS data on the subject and also includes a walk through inspection of the subject with any readily apparent defects or problems noted and photographed (The subject is not measured – no sketch is included. This is not a home inspection and the appraiser is not a licensed home inspector). Photos include the major interior rooms and other site improvements along with any defects found, as well as satellite imagery. Comparable photos are taken from the MLS. Normal turn time is 2 business days after the date of inspection.

Add Veros Forecasting Tool to any of the above                        Add to Fee:        $ 19

                The forecasting tool uses the statistical information obtained from the market to predict the value of the subject into the future (up to a year). It can be integrated with any of the three CVR Executive Summary Reports.

Delivery of any of the above by e-mail is included. Add $20 for US Postal Service delivery.